Dental Insurance Made Easy at Prospect Dental Group
We accept most major dental insurance plans. Give our office a call, and our insurance coordinators will review your policy to determine how your coverage applies to your treatment at our practice.
Frequently asked questions
To understand your dental insurance benefits, review your policy details or contact your insurance provider directly. At Prospect Dental Group, our team can also assist you in interpreting your plan and explaining what services are covered and how to maximize your benefits.
Being in-network means your dental provider has a contract with your insurance company to offer services at negotiated rates. Out-of-network providers don’t have these agreements, which may result in higher out-of-pocket costs for you. We strive to offer a range of insurance options to accommodate both in-network and out-of-network needs.
Dental insurance typically focuses on preventive and restorative care, such as cleanings and fillings, while medical insurance covers broader health issues like surgery and hospitalization. Each has separate coverage plans, limits, and costs, which are designed to address different aspects of your health care.
Dental insurance works by covering a portion of your dental expenses based on your policy's terms. After you pay any required premiums, deductibles, or copayments, your insurance will cover a percentage of eligible treatments. Our team at Prospect Dental Group helps manage these details to ensure you receive the most benefit from your plan.
Coverage varies by plan but typically includes preventive services like cleanings and check-ups, basic procedures like fillings, and sometimes more complex treatments like crowns or bridges. For specifics, our team can help you understand your individual plan and what services are included.
PPO (Preferred Provider Organization) dental insurance allows you to choose any dentist, but you’ll save more if you use in-network providers. PPO plans offer greater flexibility and access to a wider range of services while providing lower costs for using network dentists.
Most dental insurance plans cover two cleanings and exams per year. This helps ensure that you maintain optimal oral health and catch any potential issues early. If you need additional visits, our team can assist with understanding how these might be covered by your plan.
Coverage for dental implants varies by insurance plan. Some plans may include implants under restorative care, while others may not. We can help you determine if your plan covers implants and assist you with any necessary paperwork or claims.
Coverage for orthodontic treatments, including Invisalign, can vary widely between insurance plans. Some plans offer partial coverage for orthodontics, while others do not. Our team can help you explore your plan’s specifics and determine what coverage is available for these treatments.